We’re committed to putting people first – if you need an accommodation as you go through the job searching, application, and interviewing process, please click here for more information.
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Degree in Business or equivalent typically required A minimum of 10 years progressive underwriting experience or equivalent expected, including a minimum of 2 years of proven underwriting management experience, preferred CPCU or professional insurance designation preferred Proven analytical ability to evaluate high impact underwriting risks within scope of responsibility Demonstrated ability to communicate complex analyses and information Demonstrated effective communication and interpersonal skills in dealing with internal and external partners required Must possess the following skills, abilities and attributes: strong leadership skills, development of people, strategic thinking, sustained effective portfolio management and profitable growth, communications skills, decision-making skills, results-oriented, industrious, innovative, problem-solving skills, coaching and mentoring skills, and negotiating skills", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "onsite", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618520077677", "isPrivate": false, "latlongs": "33.0198431,-96.6988856"}, {"id": 618518072801, "name": "Senior Underwriter, Middle Market Multi-Industry", "posting_name": "Senior Underwriter, Middle Market Multi-Industry", "location": "Plano, Texas, United States", "locations": ["Plano, Texas, United States"], "hot": 0, "department": "Underwriting", "business_unit": "3026-GRS-North America-US", "t_update": 1788548100, "t_create": 1782507060, "ats_job_id": "76672", "display_job_id": "2026-76672", "type": "ATS", "id_locale": "2026-76672-en", "job_description": "Underwrite middle market commercial accounts within assigned authority by assessing submissions, reviewing coverage terms, exposures, loss history, financials, and supporting information to determine accept/decline, terms, and pricing. Make independent, data-driven decisions on risk selection and pricing consistent with underwriting appetite and profitability objectives. Coordinate referrals for accounts above individual authority or that require specialized support. Manage a portfolio of brokers, agents, and insureds: Maintain and grow relationships with producing brokers and agents; act as a visible Liberty representative in the market. Develop targeted broker strategies to source profitable middle market business and expand market share. Provide timely, clear responses to brokers and clients; negotiate coverage and terms while protecting portfolio profitability. Underwrite higher-limit, complex, or unusual submissions typical to middle market clients (specialty exposures, large single-location risks, multi-location schedules, or industry-specific hazards). Engage internal partners (Claims, Actuarial, Risk Control, Legal) to structure appropriate terms and risk mitigation plans. Mentor and coach junior underwriters and new hires on middle market underwriting practices, decision-making, and Liberty processes Degree in Business or equivalent typically required A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues Proven track record of developing and underwriting profitable business", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "onsite", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618518072801", "isPrivate": false, "latlongs": "33.0198431,-96.6988856"}, {"id": 618519222188, "name": "Analyst Development Internship Program - Boston, MA/Plano, TX/Seattle, WA (Summer 2027)", "posting_name": "Analyst Development Internship Program - Boston, MA/Plano, TX/Seattle, WA (Summer 2027)", "location": "Boston, Massachusetts, United States", "locations": ["Boston, Massachusetts, United States", "Boston, Massachusetts, United States", "Plano, Texas, United States", "Seattle, Washington, United States"], "hot": 0, "department": "Analytics", "business_unit": "3029-USRM-Experience & Strategy-US", "t_update": 1789397460, "t_create": 1787150100, "ats_job_id": "122764", "display_job_id": "2026-122764", "type": "ATS", "id_locale": "2026-122764-en", "job_description": "If you enjoy leveraging data to identify and solve complex business problems, our Analyst Development Program Internship might be for you. When you take part in this 11-week internship, you'll have the opportunity to research, analyze, and recommend solutions that can impact business decisions at one of the leading property and casualty insurance companies in the country. The details: You'll work individually and as part of a team to gather and analyze data using both qualitative and quantitative methods\u2014all while you enhance your skills and refine your business acumen in the fast-paced insurance industry. You'll participate in a curated training curriculum to enhance your analytical and technical skills. What you've got: You have 0-2 years of related professional experience. You are working towards a Bachelor's degree in Economics, Finance, Business, MIS, Mathematics, Statistics, Computer Science or a related discipline. A strong academic record with a cumulative 3.0 GPA preferred. You possess strong interpersonal, communication, organizational, and leadership skills. You have some experience with, or a strong desire to learn, technical tools and platforms, including Microsoft Excel; data and analytics technologies such as SQL, Python, R, SAS, and Snowflake; data visualization tools such as Power BI; and emerging AI tools and techniques used to support data analysis and business insights. You can commit to a full-time, 11-week internship program, starting on June 1st, 2027 and ending on August 13th, 2027. You must have permanent work authorization in the United States.", "stars": 0.0, "medallionProgram": null, "location_flexibility": "flexible_within_country", "work_location_option": "hybrid", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618519222188", "isPrivate": false, "latlongs": "42.3555076,-71.0565364"}, {"id": 618520304942, "name": "Product Owner", "posting_name": "Product Owner", "location": "Remote, Remote, United States", "locations": ["Remote, Remote, United States", "Seattle, Washington, United States", "Boston, Massachusetts, United States", "Portsmouth, New Hampshire, United States", "Indianapolis, Indiana, United States", "Plano, Texas, United States"], "hot": 0, "department": "Technology", "business_unit": "3003-USRM-Claims & Service-US", "t_update": 1792414080, "t_create": 1792167000, "ats_job_id": "262261", "display_job_id": "2026-262261", "type": "ATS", "id_locale": "2026-262261-en", "job_description": "Set and communicate a clear product vision and roadmap aligned to the USRM Billing Modernization program, PCUIP and portfolio goals. Own and prioritize the backlog against measurable outcomes such as handle time saved, systems retired and states live. Partner with Finance, the TOBE and PCUIP program teams, Billing Operations, Analytics, UX, Architecture and Engineering to deliver capabilities that are reusable across personas and channels. Work with Research to ideate with the employees and agents who use the product and validate solutions before they ship. Use data to size opportunities, validate impact and guide decisions. Lead alignment across teams and portfolios, surface dependencies early and communicate trade-offs clearly. Balance program-driven delivery with the production support and compliance work that keeps billing running well today. Take initiative. Spot gaps before they become blockers, pull the right people together and keep things moving without waiting to be asked. 5+ years of product management or product owner experience with Agile delivery teams and advanced knowledge of Agile practices, as typically acquired through a bachelor's degree in a relevant field and 7 years in business, technology or consulting. Master's degree preferred. Demonstrated experience owning the end-to-end product lifecycle \u2014 vision, roadmap, backlog and KPIs \u2014 with the business expertise to set clear priorities and weigh business value. Strong stakeholder management: builds relationships and influence across organizational boundaries, and leads varied audiences through complex ideas and designs to consensus. Data-driven decision making: defines product KPIs and measures outcomes with analytics, paired with an experimental mindset that drives innovation amid uncertainty. Comfortable in ambiguous, high-complexity environments; makes decisions under uncertainty and can explain the trade-offs. A go-getter who is curious by nature and not afraid to jump in, ask questions and figure things out. Excellent written and verbal communication skills, including presenting to senior leadership. Billing, payments or insurance servicing experience preferred; platform migration or modernization experience and knowledge of our products and portfolio a plus. Knowledge of Agile development methodologies and IT project management as typically acquired through a Bachelors` degree in relevant field (business, computer science, humanities etc.) and a minimum of 3 to 5 years direct experience with agile teams as well as 7 years in business, technology, or consulting. Able to depict and explain the importance of complex ideas, issues and designs to varied audiences; educate SBU/department(s) on business vision and plan and the impact of change. Able to influence a diverse group of stakeholders; strong leadership skills. Able to make difficult and quick decisions daily. Strong problem solver with demonstrated ability to lead a team to push the solutions and progress. Strong experimental mindset to drive innovation amongst uncertainty. Knowledge of Agile development methodologies and IT project management as typically acquired through a Bachelors` degree in relevant field (business, computer science, humanities etc.) and a minimum of 3 to 5 years direct experience with agile teams as well as 7 years in business, technology, or consulting. Able to depict and explain the importance of complex ideas, issues and designs to varied audiences; educate SBU/department(s) on business vision and plan and the impact of change. Able to influence a diverse group of stakeholders; strong leadership skills. Able to make difficult and quick decisions daily. Strong problem solver with demonstrated ability to lead a team to push the solutions and progress. Experience in the insurance industry preferred. Knowledge of relevant products and portfolio preferred. Strong experimental mindset to drive innovation amongst uncertainty.", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618520304942", "isPrivate": false, "latlongs": "37.09024,-95.712891"}, {"id": 618520338454, "name": "Personal Lines Product Consultant", "posting_name": "Personal Lines Product Consultant", "location": "Boston, Massachusetts, United States", "locations": ["Boston, Massachusetts, United States", "Seatac, Washington, United States", "Remote, Remote, United States", "Plano, Texas, United States"], "hot": 0, "department": "Product Management", "business_unit": "3044-USRM-PL Property & Specialty Product-US", "t_update": 1792680960, "t_create": 1792518900, "ats_job_id": "262291", "display_job_id": "2026-262291", "type": "ATS", "id_locale": "2026-262291-en", "job_description": "Collaborate with cross-functional teams including Specialty Product Directors, Delivery, USDS, Experience, IT, and more to define and document converged product requirements Develop and manage roadmaps and project plans for initiatives such as Umbrella renewal migration and legacy Book consolidation; track risks, dependencies, and key milestones Contribute to and manage business simplification project timelines and roadmaps, closely monitoring risks and dependencies Bachelor's degree in business, information management, economics, or other quantitative field. Master's degree preferred. Minimum 4 years, typically 6 years or more of relevant work experience. Knowledgeable in data query languages and tools; proficient in new and emerging technologies; may possess data modeling skills. Highly developed communication and presentation skills. In-depth knowledge of data concepts, strategies, and methodologies. In-depth knowledge of data architectures, solutions and designs; extensive knowledge of business operations, strategies and objectives. Highly developed negotiation, facilitation and consensus building skills.", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618520338454", "isPrivate": false, "latlongs": "42.3555076,-71.0565364"}, {"id": 618519102126, "name": "Senior Technical Claims Specialist, Construction Complex", "posting_name": "Senior Technical Claims Specialist, Construction Complex", "location": "Remote, Remote, United States", "locations": ["Remote, Remote, United States", "Boston, Massachusetts, United States", "New York, New York, United States", "Plano, Texas, United States"], "hot": 0, "department": "Claims", "business_unit": "3026-GRS-North America-US", "t_update": 1790973600, "t_create": 1786624920, "ats_job_id": "77182", "display_job_id": "2026-77182", "type": "ATS", "id_locale": "2026-77182-en", "job_description": "Senior Complex Construction Claims Specialist \u2014 Complex CGL & Construction Liability (Litigated, $500K+) Substantial hands-on experience handling complex, litigated Commercial General Liability and/or Construction Liability claims at high exposure levels (preferably $500,000+). Deep working knowledge of CGL and Construction Liability coverages and typical construction-related policy issues (additional insured wording, contractual indemnity, other insurance, primary/excess interaction, SIRs/deductibles). Proven litigation management experience: selecting/managing defense counsel, directing discovery strategy, preparing for mediation/trial, evaluating exposure and settlement leverage. Strong technical judgment and the ability to articulate and defend coverage and liability positions to legal, underwriting, and management partners. Track record of using and directing experts (medical, causation, engineers, reconstruction) on complex causation and damages issues. Excellent negotiation, communication and stakeholder management skills. Ability to manage multiple high-priority matters and meet deadlines under pressure. Bachelor's degree (preferred) and relevant claims/insurance industry certifications or licenses as applicable. Ability to obtain and maintain needed All-lines Adjuster license. Claims/Industry certifications a plus! Work exclusively on technically complex, high-exposure construction-related casualty claims that require advanced legal and claims judgment. Manage a caseload of complex, litigated construction-related losses ($500K+) from assignment through resolution: coverage analysis, liability assessment, investigation planning, reserving, negotiation, settlement or denial where appropriate. Lead coverage interpretation and application for issues commonly encountered in construction claims: additional insureds, tenders, indemnity agreements, other insurance, SIR/deductible mechanics, primary vs. excess placement, and limits erosion. Direct litigation strategy: analyze pleadings, manage discovery and depositions, evaluate venue and trial risk, prepare for mediations and settlement conferences, and recommend and implement resolution strategies. Build and lead the working team for each matter: coordinate Home-Office Legal, defense counsel, SIU when appropriate, medical and causation experts, accident reconstructionist, engineers, and other technical consultants. Select, supervise and evaluate outside counsel, including establishing budgets, staffing plans, billing guidelines expectations, and performance measures. Set and adjust reserves based on defensible analysis and develop settlement strategies that protect the company's interests while advancing timely resolution. Maintain accurate, complete file documentation and ensure secure handling of financial transactions and claim information. Collaborate proactively with Underwriting, Risk Control, Reinsurance/Excess, Product and Subrogation teams; identify and communicate trends and technical insights. Mentor and coach less-experienced claims professionals and contribute to team training, process improvements, and special projects.", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618519102126", "isPrivate": false, "latlongs": "37.09024,-95.712891"}, {"id": 618519579075, "name": "Surety Underwriting Internship - Summer 2027", "posting_name": "Surety Underwriting Internship - Summer 2027", "location": "Denver, Colorado, United States", "locations": ["Denver, Colorado, United States", "Charlotte, North Carolina, United States", "Plano, Texas, United States", "Orange, California, United States", "Plymouth Meeting, Pennsylvania, United States", "Baltimore, Maryland, United States"], "hot": 0, "department": "Underwriting", "business_unit": "0060-GRS-Global Surety-US", "t_update": 1792166580, "t_create": 1788205140, "ats_job_id": "247778", "display_job_id": "2026-247778", "type": "ATS", "id_locale": "2026-247778-en", "job_description": "Description Are you interested in a career that combines finance, relationship management, and strategic business decision-making? Do you enjoy analyzing financial information, solving complex business challenges, and building strong professional relationships? If so, Liberty Mutual's Surety Underwriting Internship may be the perfect opportunity to launch your career. The Details As a Surety Underwriting Intern, you'll work alongside experienced underwriters to learn how surety bonds support economic growth, commercial development, and infrastructure projects. You'll gain hands-on experience in financial analysis, risk assessment, and relationship management while helping businesses secure the bonding capacity needed to pursue opportunities and fulfill contractual obligations. Throughout this 11-week internship, you'll develop an understanding of how underwriters evaluate financial strength, assess business risk, and make informed decisions that help customers grow and succeed. In addition to hands-on work, you'll participate in a structured internship experience that combines formal training, mentorship, job shadow opportunities, and professional development. You'll also be introduced to the Associate in Fidelity and Surety Bonding (AFSB) curriculum, gaining foundational knowledge of surety underwriting and the surety bonding process. * This position may have in-office requirements depending on candidate location. We encourage interested candidates to apply early, as recruiting begins in the fall and positions are filled on a rolling basis. Applications are reviewed, interviews are conducted, and offers are extended throughout the recruiting season as qualified candidates are identified. Our Summer 2027 Early Talent internships are a set 11-weeks in length, with 2 options for start/end dates. Limited exceptions to these start/end dates may be considered on a case-by-case basis: May 17, 2027 - July 30, 2027 or June 1, 2027 - August 13, 2027 Qualifications What you've got You are pursuing a bachelor's degree in Finance, Economics, Business, or comparable with at least one semester remaining following the Summer of 2027 with a minimum 3.0 cumulative GPA. You have 0-2 years of professional experience. You possess strong analytical, decision-making, and negotiating skills. You have solid interpersonal skills and demonstrate a passion for customer service and fostering relationships. You must be available to work full-time for 11 weeks You must have permanent work authorization in the United States A little about us Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is the largest Surety in the United States and a leading global surety. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 16 countries. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. 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Have you considered a position in the fast-paced, rewarding world of insurance? Yes, insurance! Insurance brings peace of mind to almost everything we do in our lives\u2014from family trips to your first car to weddings and college graduations. As a valued member of our claims team, you'll help our customers get back on their feet and restore their lives when catastrophe strikes. The details When you're part of the Claims Specialist Program, you'll acquire various investigative techniques and work with experts to determine what caused an accident and who is at fault. You'll independently manage an inventory of claims, which may include conducting investigations, reviewing medical records, and evaluating damages to determine the severity of each case. You'll resolve cases by working with individuals or attorneys to settle on the value of each case. You will have required comprehensive training, one-on-one mentoring, and a strong pay-for-performance compensation structure at a global Fortune 100 company. Make a difference in the world with Liberty Mutual. Qualifications What you've got You have 0-2 years of professional experience. A strong academic record with a cumulative 3.0 GPA preferred You have an aptitude for providing information in a clear, concise manner with an appropriate level of detail, empathy, and professionalism. You possess strong negotiation and analytical skills. You are detail-oriented and thrive in a fast-paced work environment. You must have permanent work authorization in the United States. What we offer Competitive compensation package Pension and 401(k) savings plans Comprehensive health and wellness plans Dental, Vision, and Disability insurance Flexible work arrangements Individualized career mobility and development plans Tuition reimbursement Employee Resource Groups Paid leave; maternity and paternity leaves Commuter benefits, employee discounts, and more Learn more about benefits at www.benefitsatliberty.com. A little about us As one of the leading property and casualty insurers in the country, Liberty Mutual is helping people embrace today and confidently pursue tomorrow. We were recognized as a \u2018Great Place to Work' by Great Place to Work US, and were named by Forbes as one of the best employers in the country for new graduates and women\u2014as well as for diversity. Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information, or on any basis prohibited by federal, state, or local law. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. 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A Reliable Teammate: Whether you work at the office or from home, you adapt well to different environments, schedules, and the varying needs of our policyholders. A Customer-Centric Closer: While sales is in your title, integrity is in your nature. That means you sincerely care that our customers get exactly the quality products and services they need to embrace today and confidently pursue tomorrow. Position Details: From day one you will begin paid training in a remote work environment. All insurance representatives need to hold a Property & Casualty Insurance license. If you do not have one, no worries, paid training also includes licensing! Training extends over a period of 16 weeks for licensed hires and 18 weeks for unlicensed hires. Comprehensive medical benefits from Day 1. No cold calls, all incoming warm leads. Opportunities for rewards and recognition. Must be available to work a schedule of 4 weekdays and 1 weekend day. Standard shift is 11:30-8 EST, 12:30-9 CST, or 8:30-5 PST. All computer equipment is provided. You must be able to maintain department. Work at home (W@H) requirements which include a professional workspace/room with a dedicated desk and wired (cable, fiber of DSL service) high-speed internet connection with a minimum 100 MBps download speed and 20 MBps upload speed. 2-3 years sales experience preferred. 2 years of sales/service-related work experience required. Strong, engaging interpersonal and persuasion skills needed to close sales Ability to communicate well to both prospects and customers Excellent analytical, decision-making and organizational skills Strong typing capabilities and PC proficiency Property and Casualty License required after hire.", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618520238519", "isPrivate": false, "latlongs": "33.0198431,-96.6988856"}, {"id": 618519814626, "name": "Senior Underwriter, Mobility Solutions", "posting_name": "Senior Underwriter, Mobility Solutions", "location": "Plano, Texas, United States", "locations": ["Plano, Texas, United States", "Boston, Massachusetts, United States", "San Francisco, California, United States", "Chicago, Illinois, United States", "Plymouth Meeting, Pennsylvania, United States", "Atlanta, Georgia, United States", "Hartford, Connecticut, United States"], "hot": 0, "department": "Underwriting", "business_unit": "3026-GRS-North America-US", "t_update": 1790107140, "t_create": 1789566240, "ats_job_id": "261881", "display_job_id": "2026-261881", "type": "ATS", "id_locale": "2026-261881-en", "job_description": "Evaluate complex, unusual, emerging, or high-value mobility risks, including those involving rideshare networks, delivery fleets, autonomous vehicle technology, connected vehicles, and mobility platforms. Manage a portfolio of clients, brokers, and mobility partners, using market presence and industry knowledge to develop and underwrite profitable business. Underwrite policies within delegated authority, seeking guidance from leadership as needed, and make analytical, data-driven decisions on risk selection, terms, conditions, and pricing. Strengthen existing relationships and develop new ones to generate opportunities, understand changing exposures, and deliver responsive solutions. Identify how evolving mobility models, technologies, regulations, and legislation may affect underwriting decisions and portfolio performance. Recognize and communicate emerging exposure trends across rideshare, delivery services, autonomous vehicles, and related mobility segments. Contribute ideas for product development and participate in the design, development, and execution of new mobility solutions. Analyze portfolio performance and recommend opportunities for growth, refinement, risk improvement, or product development. Contribute to team projects, including process, workflow, data, and underwriting-tool improvements. 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