We’re committed to putting people first – if you need an accommodation as you go through the job searching, application, and interviewing process, please click here for more information.
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Advanced knowledge, skills and experience in a specialized field, service planning and delivery, risk assessment, risk analysis, solutions management and progress measurement. Fully effective interpersonal, writing and other communication skills required to develop and maintain relationships with customers, peers, and industry contacts. Demonstrated ability to retrieve and enter information using various proprietary software applications and create/modify documents and complex spreadsheets using Microsoft Office suite. The knowledge, skills and other capabilities required are typically acquired through a bachelor degree with coursework in math, engineering or related areas (or equivalent) and at least 8 years of directly related consulting experience in risk control or progressive safety/heath field. Candidates are typically working towards (or obtained) an advanced degree and/or professional certification in one or more of the following areas: CSP, ARM, CRM, CPCU, CIH, or CPE. Position requires regular travel.", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618501091387", "isPrivate": false, "latlongs": "41.8781136,-87.6297982"}, {"id": 618501077088, "name": "Technical Consultant I/II, Risk Control", "location": "Remote, Remote, United States", "locations": ["Remote, Remote, United States", "Minneapolis, Minnesota, United States", "Saint Paul, Minnesota, United States"], "hot": 0, "department": "Risk Control", "business_unit": "3026-GRS-North America-US", "t_update": 1729724340, "t_create": 1729724340, "ats_job_id": "66920", "display_job_id": "2024-66920", "type": "ATS", "id_locale": "2024-66920-en", "job_description": "Technical expertise in Property and Manufacturing preferred. Provides an array of expert consultative services to an assigned group of customers within a specialized technical area or territory. Conducts on-site evaluations, evaluates data, and creates/implements service plans to control customer's source of risk, loss and/or costs. Monitors and evaluates the technical quality of loss prevention services provided by less experienced consultants. At the discretion of their manager, provides coaching, mentoring and training to enhance their development and effectiveness. Collaborates with management in developing policies, procedures, service tools, technical resources, techniques and new products in order to support and enhance the delivery of loss prevention consulting services. Participates in actively acquiring and retaining profitable business. Identifies new business opportunities for LP services and may design and execute programs that improve results and increase the number and quality of services customers choose to buy. Bachelor's degree with coursework in math, engineering or related areas (or equivalent) and at least 5 years of directly related consulting experience in loss prevention or progressive safety/heath field. Candidates are typically working towards (or obtained) an advanced degree and/or professional certification in one or more of the following areas: CSP, ARM, CRM, CPCU, CIH, or CPE. Advanced knowledge, skills and experience in a specialized field, service planning and delivery, risk assessment, risk analysis, solutions management and progress measurement. Fully effective interpersonal, writing and other communication skills required to develop and maintain relationships with customers, peers, and industry contacts. Demonstrated ability to retrieve and enter information using various proprietary software applications and create/modify documents and complex spreadsheets using Microsoft Office suite. Position requires regular travel.", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618501077088", "isPrivate": false, "latlongs": "37.09024,-95.712891"}, {"id": 618501065618, "name": "Director, Global Third Party Risk Management", "location": "Boston, Massachusetts, United States", "locations": ["Boston, Massachusetts, United States", "Remote, Remote, United States", "Portsmouth, New Hampshire, United States"], "hot": 0, "department": "Administrative Services", "business_unit": "3042-Enterprise Transformation & Solutions-US", "t_update": 1729714260, "t_create": 1729693860, "ats_job_id": "66911", "display_job_id": "2024-66911", "type": "ATS", "id_locale": "2024-66911-en", "job_description": "Bachelor`s degree in business, economics, or other quantitative field. Minimum 7 years, typically 10 year relevant work experiences. Master`s degree beneficial. Experience with leading a Global TPRM program in the financial services industry is preferred. Proficient in Excel, PowerPoint, and data analysis software (e.g., SAS, Access). Must have good planning, organizational, analytical, decision-making and communication skills. Experience directly managing others required. Excellent analytic, qualitative/quantitative and problem solving skills with proven ability to make and execute data driven decisions. Solid knowledge of underwriting rules and guidelines, and insurance laws and regulations required. Excellent talent management, project management, process improvement, negotiation, written and oral communication, presentation, analytical and management skills also required. Ability to influence Senior Management. Strong understanding of potential impact to other departments such as Risk teams, Claims, Stats, IT, Legal and Sales based on actions taken is required.", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618501065618", "isPrivate": false, "latlongs": "42.3600825,-71.0588801"}, {"id": 618501029247, "name": "Senior Claims Representative", "location": "Suwanee, Georgia, United States", "locations": ["Suwanee, Georgia, United States", "Remote, Remote, United States"], "hot": 0, "department": "Claims", "business_unit": "3026-GRS-North America-US", "t_update": 1729781160, "t_create": 1729533840, "ats_job_id": "66867", "display_job_id": "2024-66867", "type": "ATS", "id_locale": "2024-66867-en", "job_description": "Investigates claim using internal and external resources including speaking with the insured or other involved parties, analysis of reports, researching past claim activity, utilizing evaluation tools to make damage and loss assessments. Extensive and timely direct interaction with Insured's, Claimants, Agent's and Internal Customers. Determines policy coverage through analysis of investigation data and policy terms. Notifies agent and insured of coverage or any issues. Establishes claim reserve requirements and makes adjustments, as necessary, during the processing of the claims. Determines and negotiates settlement amount for damages claimed within assigned authority limits. Writes simple to moderately complex property damage estimates or review auto damage estimates. Takes statements when necessary and works with the Field Appraisal, Subrogation, Special Investigative Unit (SIU) as appropriate. Maintains accurate and current claim file/damage documentation and diaries throughout the life cycle of claim cases to ensure proper tracking and handling consistent with established guidelines and expectations. Alerts Unit Leader to the possibility of fraud or subrogation potential for claims being processed. Bachelor's Degree preferred. High school diploma or equivalent required. 1-2 years of experience. Claims handling skills preferred. Strong customer service and technology skills. Able to navigate multiple systems, strong organizational and communication skills. License may be required in multiple states by state law.", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618501029247", "isPrivate": false, "latlongs": "34.0514898,-84.0712997"}, {"id": 618501029053, "name": "Director, Remarketing Strategy", "location": "Boston, Massachusetts, United States", "locations": ["Boston, Massachusetts, United States", "Remote, Remote, United States"], "hot": 0, "department": "Marketing & Communications", "business_unit": "3040-USRM-Distribution & Marketing-US", "t_update": 1729694220, "t_create": 1729531980, "ats_job_id": "66865", "display_job_id": "2024-66865", "type": "ATS", "id_locale": "2024-66865-en", "job_description": "Manages the development, implementation and support of SBU-wide marketing initiatives, with particular focus on highly visible, complex lead monetization and remarketing programs Collaborates with a cross-functional team of insurance professionals to achieve organizational growth and profit goals Drives competitive intelligence and consumer research efforts to inform development of unique, personalized customer journeys Develops data-driven business cases for enhancements and optimizations in pursuit of lead monetization goals and ideal consumer experiences Partners cross-functionally to influence optimizations across remarketing tactics, including execution of long-term roadmap and learning agenda Represents the voice of the consumer in key decision-making/trade-off discussions and recommendations Defines role of choice carrier offers for remarketing strategy in current and future state profit environments Demonstrates knowledge of the marketing-technology ecosystem, identifying opportunities to leverage existing and future technologies to execute against goals Clearly socializes and presents strategy, progress and recommendations to senior leadership and business partners Demonstrates strong communication skills and ability to think broadly, influence and gain buy-in from senior stakeholders Bachelor's degree (with a concentration in Marketing, Business Administration or Communications preferred) or equivalent experience required. 10+ years of relevant and progressively more responsible experience in a marketing-driven organization, to include proven management background. Have thorough understanding of customer segmentation and management techniques, as well as the business and products supported and the regulations impacting them. Proven ability to integrate marketing strategies and programs across multiple sectors. Experience within Insurance or other service-marketing industries that use multiple sales channels. Bachelor's degree (with a concentration in Marketing, Business Administration or Communications preferred) or equivalent experience required. MBA highly desired. 10+ years of relevant and progressively more responsible experience in a marketing-driven organization, to include proven management background. Requires extensive theoretical, practical and industry knowledge. Have thorough understanding of customer segmentation and management techniques, as well as the business and products supported and the regulations impacting them. Proven ability to integrate marketing strategies and programs across multiple sectors. Experience within Insurance or other service-marketing industries that use multiple sales channels. Strong project management skills. Strong analytical, communication, problem-solving and interpersonal skills. Solid knowledge of relevant technologies. Budget management experience preferred.", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618501029053", "isPrivate": false, "latlongs": "42.3600825,-71.0588801"}, {"id": 618501028248, "name": "Ceded Reinsurance Actuary", "location": "Remote, Remote, United States", "locations": ["Remote, Remote, United States"], "hot": 0, "department": "Actuarial", "business_unit": "0116-GRS-Actuarial-US", "t_update": 1729595640, "t_create": 1729523820, "ats_job_id": "66855", "display_job_id": "2024-66855", "type": "ATS", "id_locale": "2024-66855-en", "job_description": "Work closely with the UWPPP team to deliver exceptional external reinsurance support to the GRS organization Contribute to the development of reinsurance strategies, bridging the gap between gross plans and net target portfolio positions Assist in the identification of opportunities for reinsurance optimization to improve the risk and return of the UW portfolio Collaborate across GRS to assess the financial, risk, and capital implications of alternative reinsurance strategies Support the process of preparing and sharing submission data to internal stakeholders and external brokers Participate in conversations with internal stakeholders, business leaders, and broker representatives Understand and communicate the strengths and weaknesses of data and modeling methodologies and assumptions Manage the process to internally allocate reinsurance costs in a fair and reasonable manner using submission data and model results Assist in the communication and dissemination of agreed-upon allocations Support other efforts within the Global Actuarial Solutions team to inform an efficient target UW portfolio Bachelor's degree required; Master's degree preferred. Associateship or Fellowship in the Casualty Actuarial Society (ACAS/FCAS) or comparable education/designation with relevant experience. Minimum 5-7 years relevant experience required. Sound knowledge of actuarial techniques and standards, as well as other business operations including financial, underwriting, legal, statistics, claims, sales, etc. Advanced communication and interpersonal skills and ability to build relationships and interact effectively with others within and outside the organization. Ability to motivate and mentor peers and motivate and train subordinates. Advanced computing skills (MS Office Excel, SAS, etc.) with ability to build complex models. Strong understanding of reinsurance contract structures and their suitability for portfolio objectives Knowledge of the actuarial, financial, and accounting implications of various reinsurance solutions Familiarity with risk or capital modeling and the associated concepts of volatility and correlation Experience managing data from a variety of sources: claims, actuarial, financial, policy, etc", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618501028248", "isPrivate": false, "latlongs": "37.09024,-95.712891"}, {"id": 618501025569, "name": "Senior Analyst, Product Research - PL Auto", "location": "Remote, Remote, United States", "locations": ["Remote, Remote, United States", "Seattle, Washington, United States", "Boston, Massachusetts, United States"], "hot": 0, "department": "Product Management", "business_unit": "3043-USRM-PL Auto Product-US", "t_update": 1729604100, "t_create": 1729518600, "ats_job_id": "66849", "display_job_id": "2024-66849", "type": "ATS", "id_locale": "2024-66849-en", "job_description": "Pay Philosophy The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. Description This role may have in-office requirements based on candidate location. This is a range posting. Level offered will be based on candidate experience at manager discretion. This analyst will support the Personal Lines Auto Product on the Underwriting Effectiveness Team. This role will be equal parts: ANALYSIS, PROJECT Management, and PRODUCT Management. This role will deliver quantifiable business value, proactively identify opportunities - identify solutions, and there will be plenty of opportunities to present. Conducts moderate to high complexity analysis under general direction. Sets up and runs advanced loss and demand models with limited support from experienced analysts. Queries data to conduct ad hoc analysis of metrics. Builds simple tools and queries for others to use. Performs the underlying analysis on projects important to the SBU. Provides recommendations on the appropriate tools and techniques to perform analysis. Leads own workstreams on medium to long-term or moderate to high complexity projects. May manage aspects of low to moderate complexity projects including members within and outside team. Conducts competitive intelligence and understands market trends for a product line Monitors and interprets developments. Serves as ad hoc resource for less experienced analysts. Occasionally mentors' others as requested. May, with limited supervision, conduct analysis to evaluate and implement vendor products. May interacts with vendors as needed. Qualifications Bachelor's degree in mathematics, economics, statistics, or other quantitative field. Minimum 3 years relevant work experience, typically 4 years. Strong proficiency in Excel, PowerPoint, and statistical software packages (e.g., SAS, PowerBi). Must have strong planning, organizational, analytical, decision making and communication skills. About Us This position may have in-office requirements depending on candidate location. At Liberty Mutual, our purpose is to help people embrace today and confidently pursue tomorrow. That's why we provide an environment focused on openness, inclusion, trust and respect. Here, you'll discover our expansive range of roles, and a workplace where we aim to help turn your passion into a rewarding profession. Liberty Mutual has proudly been recognized as a \"Great Place to Work\" by Great Place to Work\u00ae US for the past several years. We were also selected as one of the \"100 Best Places to Work in IT\" on IDG's Insider Pro and Computerworld's 2020 list. For many years running, we have been named by Forbes as one of America's Best Employers for Women and one of America's Best Employers for New Graduates as well as one of America's Best Employers for Diversity. To learn more about our commitment to diversity and inclusion please visit: https://jobs.libertymutualgroup.com/diversity-inclusion We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California San Francisco Los Angeles Philadelphia", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618501025569", "isPrivate": false, "latlongs": "37.09024,-95.712891"}, {"id": 618501025571, "name": "Consultant, Product Analysis - PL Property State Management", "location": "Remote, Remote, United States", "locations": ["Remote, Remote, United States", "Seattle, Washington, United States", "Boston, Massachusetts, United States", "Plano, Texas, United States"], "hot": 0, "department": "Product Management", "business_unit": "3044-USRM-PL Property & Specialty Product-US", "t_update": 1729607100, "t_create": 1729518120, "ats_job_id": "66846", "display_job_id": "2024-66846", "type": "ATS", "id_locale": "2024-66846-en", "job_description": "Provides consultation on complex business issues to state teams and State Directors. Implements adapted country wide initiatives and conducts analyses to support strategic direction of assigned states or product line. Conducts moderate to high complexity analysis under general direction. As subject matter expert for assigned states, completes state reviews and similar work for basic states independently and for complex states or countrywide programs under general direction. Queries data to conduct ad hoc analysis of metrics and builds simple tools and queries for others to use. Provides recommendations to training and processes to manager. Provides complex analysis to help drive and support business decisions. Provides thoughtful recommendations to state teams on pricing, strategy, etc. Consults on complex business issues and design considerations. Educates IT partners on business vision and plan, and both IT and business partners on the impact of changes. Serves as point person for moderate to high complexity country wide implementations. Leads own work streams on medium to long-term or moderate to high complexity projects. May manage aspects of low to moderate complexity projects. Based on strong understanding of how competitor actions impact marketplace, distribution channel and customers, conducts in depth research of competitor filings utilizing various sources. Research may be at the state, competitor or countrywide level. Through research, identifies and proposes changes to our product offerings. Analyzes trends and is responsible for tactical and strategic recommendations. May create and/or be owner of training material content. May create formal training sessions and modules. Actively shares job knowledge with less experienced analysts. Leads job shadow discussions with less experienced analysts. Provides technical training and user support to business groups. May be assigned to mentor a new hire. May supervise interns. Bachelor's degree in business, information management, economics, or other quantitative field. Master's degree preferred. Minimum 4 years, typically 6 years or more of relevant work experience. Knowledgeable in data query languages and tools (SAS and/or SQL, PowerBi); proficient in new and emerging technologies; may possess data modeling skills. Highly developed communication and presentation skills. In-depth knowledge of data concepts, strategies, and methodologies. In-depth knowledge of data architectures, solutions and designs; extensive knowledge of business operations, strategies and objectives. Highly developed negotiation, facilitation and consensus building skills.", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618501025571", "isPrivate": false, "latlongs": "37.09024,-95.712891"}, {"id": 618501001157, "name": "Director, Data Science, USRM Telematics Pricing Model Development", "location": "Seattle, Washington, United States", "locations": ["Seattle, Washington, United States", "Remote, Remote, United States", "Boston, Massachusetts, United States"], "hot": 0, "department": "Analytics", "business_unit": "3030-USRM-Insights & Solutions-US", "t_update": 1729534920, "t_create": 1729225620, "ats_job_id": "66795", "display_job_id": "2024-66795", "type": "ATS", "id_locale": "2024-66795-en", "job_description": "Lead and manage a team of 4-5 data scientists focused on developing telematics pricing models. Provide coaching and guidance to analysts to enhance their modeling and business skills. Present findings, share insights, and make recommendations that impact profitability, growth and/or customer satisfaction. Provide tactical input on highly technically complex projects that drive change across function, SBU or Corporate Department. Deeply understand and enforce modeling best practices and methodologies. Supervise and perform highly complex, technical and creative predictive analytics projects. Regularly engage with the data science community and lead cross-functional working groups. Experience with Git/GitHub, Python, AWS and S3, model build and evaluation (language/tool agnostic), and statistics would all be preferred. Responsible for management, technical oversight and development for a team of data science and advanced analytics staff, which may include subordinate managers. Collaborates with business partners to develop tools and services such as modeling, dashboard development, and decision aids to drive strategic decision making. Presents findings, shares insights, and makes recommendations that impact profitability, growth and/or customer satisfaction. Responsible for highly technical, individualized and difficult to develop tools which are transformative in nature and have broad strategic impact to the aligned business unit. Provides strategic input on highly technically complex projects that drive change across function, SBU or Corporate Department. Directs work through others and may perform highly complex, technical and creative predictive analytics projects. Shapes the data science community and leads cross functional working groups.", "stars": 0.0, "medallionProgram": null, "location_flexibility": null, "work_location_option": "remote_local", "canonicalPositionUrl": "https://searchjobs.libertymutualgroup.com/careers/job/618501001157", "isPrivate": false, "latlongs": "47.6061389,-122.3328481"}, {"id": 618500984024, "name": "Actuary, Personal Lines Umbrella Pricing", "location": "Remote, Remote, United States", "locations": ["Remote, Remote, United States"], "hot": 0, "department": "Actuarial", "business_unit": "3001-USRM-Risk Analytics-US", "t_update": 1729543140, "t_create": 1729166880, "ats_job_id": "66699", "display_job_id": "2024-66699", "type": "ATS", "id_locale": "2024-66699-en", "job_description": "Produce Actuarial rate level indications for the personal umbrella insurance product. Research and identify drivers of performance and trends and develop actionable rate and non-rate recommendations to drive profit improvement and profitable growth. Develop line-of-business expertise for the personal umbrella product and deliver robust profitability views that reflect the latest opinions on experience, trends, and initiatives. Provides Actuarial support required for rate filings. Effectively communicate project/analysis findings and recommendations to team members and stakeholders throughout the organization. Build effective stakeholder relationships and influence decisions and actions on recommended product strategies. Lead and support crossline initiatives and other ad hoc projects as necessary. Proactively identify and act on method and process improvement opportunities. Practice and promote analytical, documentation, and other Actuarial best practices. Bachelor's degree required; Master's degree preferred. Associateship or Fellowship in the Casualty Actuarial Society (ACAS/FCAS) designation preferred or comparable education/designation with relevant experience. Minimum 4-7 years relevant experience required. Sound knowledge of actuarial techniques and standards, as well as other business operations including financial, underwriting, legal, statistics, claims, sales, etc. Advanced communication and interpersonal skills and ability to build relationships and interact effectively with others within and outside the organization. Ability to motivate and mentor peers and motivate and train subordinates. Advanced computing skills (MS Office Excel, SAS, etc.) with ability to build complex models. Ability to exchange ideas and convey complex information clearly and concisely. 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(max-width:989px){#advanced_menu_toggle[data-av_icon]:before{font-size:30px;font-weight:normal;font-family:'FontAwesome'!important;} #advanced_menu_toggle{border-width:0px;} .container{padding:0 30px;} .responsive .logo{padding-top:10px;} } .main_menu .current_page_item a .avia-menu-text{border-bottom:0!important;} @media screen and (max-width:767px){.rem-arrow a:before{content:' '!important;} .responsive #top #wrap_all .container{width:92%;max-width:92%;} #advanced_menu_toggle{left:0;right:auto;border-width:0px;} .responsive #top .logo{margin:0 auto;width:150px;} .responsive .logo img{max-height:40px;margin:0 auto!important;} #header_main{border-top:0;} } @media screen and (min-width:1024px){li#menu-item-13649 ul.sub-menu{left:207px!important;} li#menu-item-13649.dropdown_ul_available>a::after{font-family:FontAwesome;position:absolute;left:auto;margin:0 5px;font-size:10px;} } #top a:focus{outline-offset:-2px!important;opacity:1!important;} .inner-container 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background-color 300ms linear;transition: background-color 300ms linear;} #menu-item-11981:hover{background-color:rgba(255, 255, 255, 0.8) !important;-webkit-transition: background-color 300ms linear;-ms-transition: background-color 300ms linear;transition: background-color 300ms linear;} #menu-item-1136:hover{background-color:rgba(255, 255, 255, 0.8) !important;-webkit-transition: background-color 300ms linear;-ms-transition: background-color 300ms linear;transition: background-color 300ms linear;} #menu-item-1435:hover{background-color:rgba(255, 255, 255, 0.8) !important;-webkit-transition: background-color 300ms linear;-ms-transition: background-color 300ms linear;transition: background-color 300ms linear;} #menu-item-3937:hover{background-color:rgba(255, 255, 255, 0.8) !important;-webkit-transition: background-color 300ms linear;-ms-transition: background-color 300ms linear;transition: background-color 300ms linear;} #menu-item-12966:hover{background-color:rgba(255, 255, 255, 0.8) !important;-webkit-transition: background-color 300ms linear;-ms-transition: background-color 300ms linear;transition: background-color 300ms linear;} .fa-brands{-webkit-font-smoothing: antialiased; font-style: normal; font-variant: normal; line-height: 1; text-rendering: auto;font-family: 'Font Awesome 6 Brands'} .position-details li{list-style-type: disc;} .header-wrapper{display:none!important;}.disability p {text-align:center!important;background-color:#F0F0F0!important; height:45px!important;padding-top:12px!important;} .disability a {color:blue!important;text-decoration:underline!important;} @media only screen and (max-width: 1325px){.disability p {height:67px!important;}} @media only screen and (max-width: 675px){.disability p {height:92px!important;}} @media only screen and (max-width: 480px){.disability p {height:114px!important;}}h4{margin-top: 5px;font-weight: 600;}